1. Delivery will be made inside of the timeline of [180] days following the receipt of down payment or upon signature acceptance of this agreement, if the down payment is not applicable.
2. Delivery may be delayed due to inclement weather or other “acts of god” that would make delivery impossible.
3. If the client in any way prevents or stalls “RR” from completing this agreement for any reason other than an “act of god”, it will be considered a breach of contract.
4. If the Client falsifies their capability to complete their financial duties to repay this agreement upon delivery of homes. This will be considered a confession judgement and the real property assets associated with this agreement will be subsequently seized by “RR”
5. “WFH” reserves the right to assign this agreement to any of its affiliated organizations as well as assigning any assets seized in the event of a confession judgement. 
6. If homes are damaged or destroyed during relocation, the driver (toter) of the homes will be solely responsible. All other parties including (owners, partners, logistic firms, freight organizations, lending firms, and all other parties not directly involved with the physical relocation of the homes.) will be released from liability and therefore can NOT be held legally or financially responsible. However in this event the driver will be forced to cover the full cost of a replacement home that will be delivered to you.
7. In the event that the assembly of the home is protracting the clients agenda, Wilsons Factory Homes will utilize its partnerships to procure and dispatch an alternative home.
8. In the event that a dispute occurs between the two parties, private mediation will occur in an attempt to resolve the dispute before litigation ensues. Both parties agree and understand that the private mediation will be scheduled by Rent Rite, and executed with a “NON EMPLOYED THIRD PARTY FIRM OR INDIVIDUAL”.

11. This quotation may be accepted to form a binding contract upon any one of the following options:
    
    1. Signature below and payment to [RR for the items listed in this quote prior to the expiration date.
       
    2. Issuance of a purchase order to {RR] referencing this quote and the terms and conditions herein prior to the expiration date above

12. Refund/Replacement Policy: Under only direct misconduct or misrepresentation will a home refund be made, if for any reason there is a delay or for any reason an inability to deliver a home, a replacement home will be procured and delivered once approved by the buyer.

---

---

THIS PRIVATE LENDING AGREEMENT IS SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS:

I. Parties and the Subject Of the Agreement

This Loan Agreement (referred as “Agreement” hereinafter) has been signed by and between the “Lender” and the “Borrower:

By concluding this Agreement, the Lender agrees and undertakes to loan to the Borrower and the Borrower agrees and undertakes to pay this amount back with the terms and conditions indicated below.

II. Payment Plan 

Within the scope of this Agreement, the Borrower shall pay the total amount in equal installments over a total period of time in accordance with the agreed upon rates and terms listed above.

III. Consequences of Failure to Pay

If the Borrower fails to pay on the due date, during the Agreement period, the balance due becomes due immediately, and demandable without the need for another notice. If the Borrower repudiates to make payment, the Lender shall collect the balance due through the warranty specified in the section below. Additionally,  all funds that have been paid will be forfeited at that time.

IV. Warranty

 With the signing of this Agreement, the Borrower understand that in the event that this loan is defaulted the lender will recover the debt using at least one of the following methods;

• Property Foreclosure
• Asset Seizure/Recovery
• Court Order
• Confession Judgement 

The Lender accepts and undertakes that after the payment of all installments and the expiration of this Agreement, this warranty will become null and void.

V. Amendment

This Agreement shall be amended only by a written instrument which specifically refers to this Agreement and is executed by the Lender and Borrower. This Agreement shall not be deemed to be amended orally or by virtue of any continuing custom or practice.

VI. Assignment
This Agreement and any of the rights, interests or obligations hereunder can be assigned by the lender hereto without the prior written consent of the other party. Subject to the preceding sentence, this Agreement will be binding upon, inure to the benefit of and be enforceable by the parties and their respective successors and assigns.

VII. Notifications

Any notice, offer, approval, request, or other communication (collectively, a “notice”) required or permitted under this Agreement must be in writing and delivered to the addresses mentioned in this Agreement above. 

Additional Agreements:

In the event that a down payment, installment agreement is entered into, the “purchasing” process will NOT begin until the total sum of the down payment is received.

In the event that a down payment installment agreement is in default, the agreement will be considered breached and all funds paid by the borrower will be fortified to the lender.  

All down payments must be paid and received within 24 hours of signing. 

Additional Agreed Upon Payment Terms:

---

---

Service Membership Program:

1. Membership Overview

• The membership provides access to approved repair services for household systems and appliances.
  
• Coverage applies up to a total of $12,000 per membership year.
  
• The program is not an insurance policy; it’s a service plan offering discounted or included repair services.
  

---

2. What’s Covered

• Typical covered items may include:
  
  • Plumbing (pipes, drains, faucets, toilets)
    
  • Electrical (wiring, outlets, breakers)
    
  • HVAC (heating, ventilation, air conditioning)
    
  • Major appliances (refrigerator, oven, dishwasher, washer/dryer)
    
  • General home repairs (doors, locks, drywall, etc.)
    
• Coverage means the program will pay for labor and materials needed to fix a covered issue, until the annual $12,000 limit is reached.
  

3. Coverage Limits

• Annual maximum benefit: $12,000 per household.
  
• Per-incident or per-repair limits may apply (e.g., $2,000 per single repair).
  
• If repair costs exceed the program limit, the member pays the difference.
  
• Unused coverage does not roll over to the next year.
  

4. What’s Not Covered (Exclusions)

Common exclusions may include:

• Pre-existing conditions that were present before your membership start date.
  
• Damages caused by natural disasters, structural issues, pests, mold, or negligence.
  
• Cosmetic repairs (painting, cosmetic scratches, non-functional issues).
  
• Upgrades or improvements (e.g., replacing a working but outdated appliance).
  
• Specialty systems (pools, solar panels, security systems) unless explicitly included.
  
• Repairs to parts or systems that are inaccessible or unsafe to reach.
  

5. Service Requests

• Members must report issues via the designated phone number or online portal.
  
• A service technician will be scheduled within a reasonable timeframe.
  
• Emergency or after-hours services may incur additional fees unless explicitly included.
  
• The company determines whether to repair, replace, or provide reimbursement.
  

6. Member Responsibilities

• Maintain home systems in safe and operational condition.
  
• Provide accurate information when submitting service requests.
  
• Ensure safe access for technicians.
  
• Pay any service fees, deductibles, or charges not covered by the plan.
  

7. Technicians and Third-Party Contractors

• Repairs may be performed by the company’s employees or approved third-party contractors.
  
• The company is not responsible for delays or issues caused by factors outside its control (weather, parts shortages, etc.).
  

8. Fees & Payment Terms

• Membership fees are due monthly or annually, depending on the selected plan.
  
• Late or unpaid fees may result in suspension or cancellation of coverage.
  
• Fees are non-refundable unless required by local law.
  

9. Start Date, Waiting Periods, & Length of Membership

• Membership begins on the date of payment but may include a waiting period, often 15–30 days, before coverage activates.
  
• Terms renew automatically unless canceled by the member or company.
  

10. Cancellation Policy

• Members may cancel anytime, subject to stated notice requirements (e.g., 30 days).
  
  
• The company may cancel the membership for misuse, fraud, or repeated violation of terms.
  

11. Liability Limits

• The company’s maximum financial responsibility is $12,000 per year.
  
• The company is not liable for:
  
  • Indirect or consequential damages (e.g., spoiled food, hotel stays).
  • Repairs performed by contractors not approved by the company.
    
  • Losses due to member negligence.
  • All service repairs are subject to approval
    

12. Dispute Resolution

• Terms typically include a dispute-resolution process such as mediation or arbitration.
  
• Members agree to follow the outlined procedure before pursuing legal action.

13. Changes to Terms

• The company may update the program terms with advance notice (e.g., 30 days).
  
• Continued membership after changes take effect constitutes acceptance.

---

---

MANUFACTURED HOME WHOLESALING ACKNOWLEDGMENT FORM

1. Purpose of This Acknowledgment

This form confirms that all parties understand the nature of a manufactured home wholesale transaction, including limitations, responsibilities, and disclosures. This is not a retail consumer sale and does not guarantee habitability, financing, or occupancy rights.

2. Nature of the Wholesaling Transaction

By signing below, the Seller and Buyer acknowledge the following:

2.1 Assignment Intent

• The Seller is acting as a wholesaler and may assign the purchase agreement or resell the manufactured home for profit.
  

2.2 No Warranty or Guarantee

• The Seller makes no guarantees regarding:
  
  • final resale price
    
  • park approval or lot lease eligibility
    

2.3 “As-Is” Condition

• The home is being purchased as-is.

3. Legal & Compliance Acknowledgments

3.1 Title Status

• Seller affirms they are the lawful owner of the contract and have the right to transfer the contract.
  
  

3.2 Park Rules & Approval (If located in a manufactured home community)

• Seller acknowledges that the community may require:
  
  • written move-out notification, or
    
  • approval of the Buyer or any future purchaser.
    
• The buyer acknowledges that park approval is not guaranteed and is beyond the wholesaler’s control.
  

3.3 Taxes, Liens, and Fees

• Both parties understand that any outstanding:
  
  • lot rent
    
  • taxes
    
  • liens
    
  • utilities
    
  • legal fees
    must be disclosed and settled according to the purchase agreement.
    

3.4 Not a Real Estate Transaction

• The parties acknowledge that unless the land is included, the sale involves only the manufactured home as personal property, not real estate.
  

4. No Agency Relationship

• The Buyer is not acting as an agent, broker, attorney, or financial advisor for the Seller.
  
• The Buyer’s role is strictly to purchase the manufactured home.
  

5. Seller Acknowledgments

The Seller confirms:

• They are acting in a wholesaling capacity.
  
• They are not relying on the Buyer for legal, tax, or financial advice.
  
• They have disclosed all known defects, title issues, and community requirements.
  

6. Buyer/Wholesaler Acknowledgments

The Buyer confirms:

• They will comply with state laws regarding manufactured home transactions and assignments.